All About SME Loan Documentation | L&T Finance (2024)

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Borrower Documents
KYC Documents:
  • Firm / Company: PAN Card, Address Proof, GST Registration Certificate (if applicable) and other applicable registrations
  • Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II
Income Documents:
  • Income Tax Returns along with computation for latest 2 years (wherever applicable)
  • Profit / Loss statement and Balance Sheet for the latest 2 years (wherever applicable)
  • GST Returns (wherever applicable)
Bank Account Statement:
  • Operative Bank Account Statement for Latest 12 months

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Our Achievements

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SME Loan

SME Loan

  • Disbursed ~ ₹ 900 Crore in FY24
  • Loans over ₹ 1,250 Crores disbursed till date

Do More With

  • Expand Operations
  • Multi-Purpose Loans
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Your business growth should never be challenged by a dearth of capital. With L&T Finance fast application and digital process, you could have the funds to set your business up for success. Whether you want to invest in new machinery, or infrastructure or need extra working capital to expand your business, our quick and flexible funding solutions are there to support almost any business need.

Our SME Loans offer a hassle-free, end-to-end digital process so that you can spend your time and efforts growing your business.

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To help you cater to any financial obligation or requirement, we offer a multi-purpose sanction. There are no restrictions on usage, and you can rely on this loan for professionals for planned or unplanned expense. You can use it as a professional development loan or as a personal financing tool.

Use this professional loan to:


  • Improve your practice
  • Enhance your professional skills
  • Consolidate high-interest debt
  • Renovate your practice
  • Explore More

    • Business Loan
    • MSME Loan
    • Small Business Loan

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    Empowering Your Goals.

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    Key Success Return

    L&T Finance has been a key partner in my success. They have been extremely helpful and a great resource. The support I received from them was priceless.

    Lingappa S Yuvaraj (Bengaluru)

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    Hassle Free Process - Professional loans

    I availed a professional loan availed from L&T Finance. I am very happy to share my pleasant experience. Entire process was simple, quick & hassle free.

    Nithin Kala (Jaipur)

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    Explore Other Products

    Home Loan

    Move in to your dream home soon!

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    Loan Against Property

    Fulfil your dreams with loan against residential property.

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    Personal Loans

    Finance your personal needs and goals with a personal loan.

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    Two-Wheeler Finance

    Bring home the convenience of a two-wheeler ride!

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    Farm Equipment Finance

    Get easy loan for all your agricultural needs.

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    Micro Loan

    Get a micro loan to fulfil each and every goal.

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    Frequently Asked Questions

    Have more doubts about SME loans? Get all your queries answered here.

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    1. Why LTF Business Loan?

    2. What is the maximum tenure under Practice Loan?

    3. What is the loan amount that can be sanctioned?

    4. How can I get a Business Loan?

    5. What is the minimum business vintage required under SME?

    6. How to check loan application status at LTF?

    7. How to apply for Business Loan at LTF?

    8. Who can get a business loan?

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    By proceeding, I confirm that the information provided by me here is accurate. I authorize L&T Finance and/or its authorized representatives to contact me for any queries and/or my documents collection for the loan application. This will override registry on Do Not Disturb (DND)/National Do Not Call (NDNC)

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    Corporate Office

    Brindavan Building, Plot No 177
    Vidyanagari Marg, CST Road,
    Kalina, Santacruz (E), Mumbai 400 098

    To visit a branch of L&T Finance please Click here

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    Personal Loans | Two-Wheeler Finance | Farm Equipment Finance | Warehouse Receipting Finance

    [emailprotected] 1800-268-0000
    All days of the week (Except National Holidays) from 9 AM to 6 PM IST

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    Housing Finance - [emailprotected]1800-268-0000
    All days of the week (Except National Holidays) from 9 AM to 6 PM IST

    SME Finance - [emailprotected]1800-268-0000
    All days of the week (Except National Holidays) from 9 AM to 6 PM IST

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    Micro Loans | Rural LAP

    [emailprotected]1800-268-0000
    All days of the week (Except National Holidays) from 9 AM to 6 PM IST

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